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ERM for Pension Funds [13]

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Bullet points include: Risk Committee, separate from Audit Committee. Centralised oversight of risk. Risk policy sets risk management responsibility. Engagement with executive management and board. CRO, reporting to risk committee, independent from business units. Organisation's risk champion with enterprise-wide oversight of RM activities. Guidance to risk owners. Challenges to business decisions on key risk areas. Supporting Risk Management function

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