Nematrian Reference Library
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Reference | Title | Link |
OeNB (2004) | Guidelines on Credit Risk Management: Credit Approval Process and Credit Risk Management | here |
Preface (partial)
"The ongoing development of contemporary risk management methods and the increased use of innovative financial products such as securitization and credit derivatives have brought about substantial changes in the business environment faced by credit institutions today. Especially in the field of lending, these changes and innovations are now forcing banks to adapt their in-house software systems and the relevant business processes to meet these new requirements. The OeNB Guidelines on Credit Risk Management are intended to assist practitioners in redesigning a bank’s systems and processes in the course of implementing the Basel II framework." |
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