Economic capital / Other risks [35]

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Bullet points include: Also has many different dimensions General (aka non-life or property-casualty) Generic: Plant, machinery, offices, D&O cover etc and Specialist: e.g. marine Life cover Staff may be a firm’s most important assets but may have their own financial arrangements (and incentives to have life cover) Taking out insurance is only one aspect of mitigating/managing insurable risks – what are the underlying risk drivers? Some types of firm may equate risk management with insurance risk management – but ERM more holistic than this

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