Risk appetite / Risk team structure [34]

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Bullet points include: Monitor overall risk management performance and ensure timely reporting and consistent risk management processes from subsidiaries to group level Attend Risk Committee, and ensure it engages with best practice Present, discuss and challenge summary reports, key risks and associated internal control procedures Represent firm’s risk management positions, strategies and experiences at internal and external forums, to enhance reputation With others, communicate with investment community, credit ratings agencies etc.

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