Risk appetite / Risk team structure [25]

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Bullet points include: Typically encounter a fragmented series of risk structures within [an insurer], for example: “Actuarial and/or research functions in some business units An internal audit function A specialist business continuity team A reinsurance department or reinsurance buying function Treasury and credit risk functions Capital management function Market risk assessment staff within asset management operations Health and safety experts reporting to the HR function Fraud and investigations experts Compliance teams in business units or in a central location”

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